Spending
How to Break Impulse Spending Habits in a Feast Month
A flush month quietly waves through small, reasonable-feeling purchases. Here is the psychology behind impulse spending habits, and how to say no…
Category: Spending
Spending and debt habits on an irregular income: controlling spending, avoiding lifestyle creep, breaking the paycheck-to-paycheck cycle, and handling debt.
Spending
The Needs vs Wants List: A Priority System for Lean Months
The worst time to decide what to cut is mid-panic in a lean month. A needs vs wants list sorts your spending…
Spending
How to Pay Off Debt When Your Income Changes Every Month
Rigid debt-payoff plans break against a variable income. Here is a flexible, behavioural approach to pay off debt when your income changes…
Spending
How to Stop Living Paycheck to Paycheck With Variable Income
For many people, living payment to payment is a timing problem, not an income one. Here is how to stop living paycheck…
Spending
How to Avoid Lifestyle Creep on an Irregular Income
A good month tempts a dozen small upgrades, and on an irregular income the costs outlast the month that justified them. Here…
Spending
How to Control Spending When Your Income Is Unpredictable
An irregular income constantly tempts your spending with months that feel richer than your life really is. Here is how to control…