Start Here

If your income changes from month to month, you’re in the right place. This page is the fastest way to get the core of what Steady Purse teaches, in the order that makes it click.

Start with the system

Everything here sits on one simple structure. Read this first and you’ll have the whole method: find a baseline you can always cover, build a buffer that soaks up the good months, and pay yourself a steady wage from that buffer so your personal finances stop swinging with your income.

The complete walkthrough is here: How to Budget With an Irregular Income: A 3-Account System. It’s the foundation for everything else on the site, so it’s the one to read before anything else.

Browse by topic

Once you have the system, go deeper on the area you need most. New guides are added every week, so check back as the library grows:

  • Budgeting on an irregular income
  • Saving and sinking funds when your income varies
  • Managing feast-and-famine cash flow
  • Money admin for the self-employed
  • Spending and debt habits on a variable income

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Tools that help

When you’re ready to set this up, the resources page gathers the kinds of tools that make an irregular income easier to manage. Questions along the way? The contact page reaches me directly.